Evaluate income, assets, and transfer-of-asset history against SC Medicaid Long-Term Care rules. Get a detailed PDF summary in minutes.
Name, county, income, assets, and any transfer history — guided step by step.
Income cap, resource limits, spousal impoverishment, and 5-year lookback are checked automatically.
A clear, branded eligibility summary with findings and policy references you can save or share.
Compares monthly income against the SC institutional income cap; flags Miller Trust needs.
Evaluates countable resources against limits, including spousal impoverishment (CSRA).
5-year lookback with penalty-period calculation per uncompensated transfers.
Findings reference SC MPPM policy sections for each determination.
After a Medicaid recipient passes away, SC may recover benefits paid from their estate. These are the key rules that shape that process.
Recovery applies to Medicaid Long-Term Care benefits paid on behalf of individuals who were 55 or older when services were received.
No recovery is made until after the death of the surviving spouse, if one exists at the time of the recipient's death.
Recovery is deferred while a child under 21, or a blind or disabled child of any age, survives the recipient.
The recipient's home and other probate assets may be subject to recovery after death unless otherwise protected or exempt.
SC files a claim against the estate during probate; recovery is limited to the value of medical assistance paid by Medicaid.
Heirs may request a hardship waiver when recovery would cause undue hardship, subject to SCDHHS review and approval.
Estate recovery rules reflect federal MERP requirements and SC MPPM guidance. Consult SCDHHS or an elder law attorney for how recovery may apply to a specific estate.